ABOUT US
Carr Financial Group is a team of Certified Financial Planners™, experienced advisors, and dedicated administrative staff in Worcester, Massachusetts. Founded in 1989 and built on integrity and commitment to independence, we place our clients’ needs above all else. Each member of our team utilizes their unique set of life and industry experience to deliver perspective, compassion and results.
We respect the gravity of the trust our clients place in every member of our team. We hold ourselves to the highest standard of fiduciary responsibility to each and every one of our clients. We prioritize continuing education for each member of our team. Our goal is to remain a lasting and trusted resource in your journey.
Our advisors work hard to understand and clarify each client’s goals and then design and implement a plan that is right for each client. We have built our business by creating lasting partnerships with our clients, based on our philosophy that wealth alone does not measure success. By providing the highest level of customer service and sound financial advice, we allow our clients to focus on the things that matter most to them.
Meet Our Team
Associates
Pamela Lucas
Director of First Impressions
Jill Metzmaker
Financial Planning Coordinator
Andrea Lucey
Financial Planning Coordinator
Spencer Lyons
Associate Financial Planner
Lori Lemieux
Administrative Assistant
Partners
Richard Carr, CFP®, MSFS, ChFC®, CLU®, CASL®**
President
Christopher Carelli
Partner - Financial Planner
Benjamin Cauley, CFP®
CCO, Partner - Financial Planner
Carr Financial Group has selected Charles Schwab & Co., Inc. as primary custodian for our clients’ accounts. Having Schwab act as custodian for client assets provides us access to a wide range of services that help us serve our clients.
Pam joined the team at Carr Financial in 2018. With 15 years of banking experience, Pam brings a long background of assisting clients of all levels in a warm, professional manner. Her primary duties are to welcome each client into our offices, answer incoming calls, and assist in day to day office support.
Pam resides in Auburn with her husband Bob, and has two children. She is an avid sports fan, and loves spending time with her large family and friends.
E-mail: pam@carrfinancial.com
Andrea has been a member of Carr Financial Group since 2004 . She works as a financial planning coordinator to help maintain existing client accounts and provides comprehensive family office services to our ultra high net worth clients. Andrea also helps to oversee the firms compliance and operations procedures.
Andrea earned a Bachelor of Arts in Business Administration degree with a concentration in Finance from the University of Rhode Island in 2004 and graduated from the McCallum Graduate School of Business at Bentley College, now Bentley University, with a Master of Science Degree in Financial Planning and Graduate Certificate in Taxation in 2006. She is a CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner.
Andrea resides in Mendon, MA with her husband and four children. She enjoys running and spending time with her family.
E-mail: andrea@carrfinancial.com
Jill joined Carr Financial in 2019 and works with Christopher Carelli in all operational facets of financial planning including investments, annuities, insurance and estate planning. Having 17+ years of financial services experience, Jill handles the day to day operational/administrative tasks related to new account set up, account transfers, client reporting, account maintenance and other client service items.
Jill attended UMass Amherst and graduated with a Bachelor of Arts and Science. Away from work, Jill enjoys hiking, attending sport events, road trips and spending her time with her son.
E-mail: jill@carrfinancial.com
Lori started at Carr Financial Group in 2007 and is an integral part of the day to day operations of the firm. A seasoned administrative professional, Lori manages client relationships of the firm, handles all incoming calls and supports Rich Carr in preparing client reports, paperwork and back office administration. Lori is a friendly voice ready and willing to help in any way she can.
A life-long resident of the Worcester area, Lori graduated from South High School in Worcester.
E-mail: lori@carrfinancial.com
Rich started his career in financial services directly out of college in 1989. Richard Carr and Associates, now Carr Financial Group, continues its growth today by adding qualified, ethical financial advisors and staff in Central Massachusetts. Rich graduated from The College of the Holy Cross in Worcester, MA where he received his Bachelor of Arts degree in Economics, with concentrations in Computer Science and in Russian. Rich has earned and maintained eight professional designations including the CERTIFIED FINANCIAL PLANNER PRACTITIONER, CFP®. In 2017, at age 50, Rich received his Masters Degree in Financial Planning from the American College.
A fundamental philosophy held by Rich is that a community that supports your business deserves your support in return. True to his words, Rich has held many leadership positions in his community, including, Board Chair of Pernet Family Health Care, member of the Holden Town Finance Committee and Holden Infrastructure Investment Fund, representative to the Wachusett Regional School District Audit Advisory Committee, and President of The Worcester Junior Sharks Youth Hockey organization. You can find Rich volunteering at local non-profits including the Worcester Animal Rescue League and the 15-40 Connection. He is currently a member of the Worcester Regional Chamber of Commerce, The Financial Planning Association (FPA) and the Worcester Business and Estate Planning Council. Many know Rich best as the former host of the Financial Freedom Show that aired, weekly, on WTAG 580am/94.9fm for over 13 years. Rich is often interviewed by television, radio and print media regarding the economy and investments. He has appeared in The American Institute of CPAs The Planner publication, The Telegram & Gazette, The Boston Globe, The Worcester Business Journal, New England Cable News, Fox News, TV3, WTAG, WCRN, and more. Rich has most recently been named by Forbes as one of the Best-In-State Wealth Advisors in Massachusetts for 2018, 2019, 2020 and 2021.
As a two-time cancer survivor, Rich devotes time and resources to many cancer charities including the 15-40 Connection, Pan Mass Challenge, and the UMass Cancer Walk and Run. Rich lives in Leicester with his wife, and two children.
E-mail: rich@carrfinancial.com
*The Forbes Best-In-State Wealth Advisor ranking, developed by SHOOK Research, is based on in-person and telephone due diligence meetings and a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK Research receives a fee in exchange for rankings.
**CASL conferred by The American College.
Chris joined Carr Financial Group as a Financial Advisor in 2014, bringing over a decade of experience working with entrepreneurs, high net worth clients, and families that are motivated to achieve their definition of success. His areas of experience are focused on investment management, seeking to reduce tax liability and wealth distribution strategies. Chris’ prior experience as a bond broker/trader have provided him with knowledge of the credit markets and a clear understanding of how to manage various risks inherent in the financial markets.
He is committed to mastering all aspects of the financial planning process through continued education.
Chris was born and raised in Worcester, MA. He currently resides in Holden, MA with his wife and his two sons. Chris enjoys coaching his sons’ sports teams, golfing and spending time with his family and friends. He is actively involved in the Worcester Boys and Girls Club and other local not for profit organizations.
E-mail: chris@carrfinancial.com
Ben joined Carr Financial Group in 2015 as a Financial Planner, after a career as a financial and accounting analyst. Ben works alongside Rich Carr to help maintain existing client accounts and to develop new client relationships by assisting with the preparation of retirement projections and investment strategies. Specializing in investment research and selection, Ben oversees the firm’s investment model management. Ben also works directly with clients to initiate, prepare and execute comprehensive financial plans.
Ben is a CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner. He attended Bentley University and graduated with a Bachelor’s Degree in Accounting.
Ben currently resides in Lancaster, Massachusetts with his wife and two daughters. He enjoys traveling and spending time with his family.
E-mail: ben@carrfinancial.com
Spencer joined Carr Financial Group in 2021 as a Financial Planner. Spencer has worked in many facets throughout the financial services industry. Spencer works alongside Rich Carr to help maintain existing client accounts and assists with the preparation of retirement projections and investment strategies. Specializing in operations, Spencer assures the work for our clients is done efficiently while providing indispensable customer service. Spencer also works directly with clients to initiate, prepare, and execute comprehensive financial plans.
Spencer currently holds his Chartered Retirement Planning Counselor™ (CRPC™) designation and is working towards becoming a Certified Financial Planner. He attended Fairfield University and graduated with a Bachelor’s degree in Finance. Spencer then attended Southern New Hampshire University where he graduated with a Master’s degree in Finance as well.
Spencer currently resides in Lancaster, Massachusetts with his wife and her family while they build a home in Lancaster. He enjoys traveling the world, golfing, and spending time with family and friends.
E-mail: spencer@carrfinancial.com
Best-In-State Weath Advisors